Collect payments · Integrate with one API

Collect Payments.
Plug Them Into Any System.

Collect with links, QR & dashboard
REST API, webhooks & sandbox

Start Collecting Payments Explore the API

No setup fees. No monthly minimums.

Customer smiling at a mobile money payment on her phone

Payment received · MTN MoMoUGX 250,000

POST/api/v1/payments201

payment.completed✓

Mobile money marketsLive across
Africa

E-commerce

Mobile money checkout for your online store.

Payment Gateway

MTN, Airtel, M-Pesa and more in one integration.

Tickets & Events

Sell tickets with links and QR codes.

Mobile money networks you can collect from

Activity

Live

Kampala Bakery

Payment link · MTN MoMo

+UGX 45,000

Staff wages

Bulk payout · 24 recipients

−UGX 6,480,000

Nairobi branch

API checkout · M-Pesa

+KES 3,400

Counter QR

QR code · Airtel Money

+UGX 12,500

9:41

Kampala Bakery

Good morning!

Available balance

UGX 0

+UGX 245,000 today

Collect

Payout

Links

API

Activity

See all

Kampala Bakery

Payment link · MTN MoMo

+UGX 45,000

Staff wages

Bulk payout · 24 recipients

−UGX 6,480,000

Nairobi branch

API checkout · M-Pesa

+KES 3,400

Counter QR

QR code · Airtel Money

+UGX 12,500

9:41

MariPay checkout

Pay Kampala
Bakery

Amount

UGX 45,000

Pay with

MTN MoMo

Airtel

Mobile number

+256 77• ••• 421

Pay UGX 45,000

Collect, Pay Out & Manage Money Effortlessly & Securely

Customers pay in seconds. You see every payment and pay out from one place.

Get Started

24/7

Payments land in your MariPay balance in real time

Features

Everything you need to
collect & get paid

Collect with no code today. Connect your systems through the API when you're ready.

One API for every system

A clean REST API with idempotency keys and scoped API keys. Give each system, whether your shop, school portal or ERP, its own project and keys.

POST /api/v1/payments

{

"amount": 500000,

"currency": "UGX",

"reference": "invoice-42"

}

201 · status: "completed"

Idempotency keysScoped API keysProjects per systemTest & live

Collect without writing code

Share a payment link, print a QR code, drop a pay button on any page or send customers to a hosted checkout. All from your dashboard.

A real-time ledger

Every payment, fee, refund and payout is posted to a double-entry ledger, so your balance always adds up.

Payment received+UGX 45,000

MariPay fee−UGX 2,250

Payout · supplier−UGX 30,000

Payouts, single or bulk

Pay staff and suppliers from your balance, one at a time or from a CSV.

Signed webhooks

Your systems hear about every payment instantly, with HMAC signatures and automatic retries.

Test mode built in

Separate test and live keys. Try every flow in the sandbox before real money moves.

How it works

Live in a day, not a quarter

Create your account

Start collecting

Share a payment link or QR code today, or call POST /api/v1/payments from your own system when you're ready.

Get paid & reconcile

Payments land in your balance in real time. Your systems get a signed webhook, and you pay out whenever you like.

Create a free account

Built for developers

One API.
Any system you run.

Connect your website, app, POS or ERP with a few lines of code.

Idempotency keys make retries safe
HMAC-signed webhooks with automatic retries
Scoped keys, separate test and live
One project and key set per connected system

Read the docs Get test keys

curl -X POST https://api.maripay.com/api/v1/payments \
  -H "Authorization: Bearer sk_test_..." \
  -H "Idempotency-Key: 7c1f0e2a-9c4b-4a1d-8f5e" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 500000,
    "currency": "UGX",
    "reference": "invoice-42",
    "metadata": { "student_id": "stu_123" }
  }'

Response · 201 Created

{ "id": "pay_…", "object": "payment",
  "status": "pending", "amount": 500000,
  "currency": "UGX", "reference": "invoice-42" }

Mobile money coverage

One integration, a whole continent of wallets

Collect and pay out in local currency across major mobile money operators.

Countries

Operator networks

Regions

Need another market?

Coverage keeps growing. Tell us where your customers are.

Talk to us

Ethiopia

2 operators

ETB

Collect Pay out

Kenya

2 operators

KES

Collect Pay out

Rwanda

2 operators

RWF

Collect Pay out

Tanzania

4 operators

TZS

Collect Pay out

Uganda

2 operators

UGX

Collect Pay out

Don't see a market you need? Talk to us.

Built for

Made for businesses like yours

Collect school fees without the queues

Parents pay from their phone and your school system marks the invoice paid automatically, using the student ID you send as metadata.

Fees, uniforms, trips and more
Payments tagged with student and term
Webhooks update your school system

Pricing

Simple, transparent pricing

Pay only when you get paid.

Collections

Pay as you go

Every payment you collect from a customer.

5%per successful payment

Mobile money collections
No setup fees, no monthly minimums
Settles straight into your balance
Same rate in every supported country

Start collecting

Payouts

Every payout you send to a recipient.

Tiered

Rates step down as your monthly payout volume grows. Talk to us for the tier that fits your business.

Single and bulk payouts to mobile money
Rate drops as your monthly volume grows
No setup fees
Approvals and limits included

Get your rate

Always free:

Dashboard & reportsPayment links & QR codesAPI & webhooksUnlimited test mode

FAQ

Questions, answered

Everything you need to know about getting started with MariPay.

Still have a question?

Our team in Kampala is happy to help.

WhatsApp us Email support

MariPay lets businesses collect mobile money payments and send payouts across Africa. You can collect with no code using payment links, QR codes and hosted checkout, or connect your own systems through one REST API.

No. You can create payment links and QR codes and send payouts straight from the dashboard. A developer only comes in when you want to connect MariPay to your website, app or back-office system through the API.

MariPay works with the major mobile money operators, including MTN MoMo, Airtel Money, M-Pesa, Orange Money and more, across East, Central and West Africa. See the coverage section for the full list by country.

Collections are 5% per successful payment, with no setup fees or monthly minimums. Payout rates are tiered by volume. The dashboard, payment links, API and test mode are free.

Payments settle into your MariPay balance. From there you can send payouts to any mobile money wallet, one at a time or in bulk from a CSV.

Yes. Create payments over the API with your own reference and metadata (an invoice or student ID, for example), and MariPay sends a signed webhook when each payment completes. Give each system its own project and API keys.

Yes. Every account has a test mode with its own API keys, where you can try payments, refunds and webhooks without moving real money.

Accounts support two-factor sign-in, payouts and new API keys need step-up verification, webhooks are HMAC-signed, and sensitive actions are recorded in an audit log.

Get started today

Start collecting payments in minutes

Create your free account, share your first payment link today and connect your systems whenever you're ready.

Create free account Explore the API

curl -X POST https://api.maripay.com/api/v1/payments \ -H "Authorization: Bearer sk_test_..." \ -H "Idempotency-Key: 7c1f0e2a-9c4b-4a1d-8f5e" \ -H "Content-Type: application/json" \ -d '{ "amount": 500000, "currency": "UGX", "reference": "invoice-42", "metadata": { "student_id": "stu_123" } }'